Use the Car Title Loan Calculator

Get a real time estimate on a title loan in a few seconds.

FTL Title Loans developed a car title loan calculator that provides borrowers with detailed cost related information (instead of vehicle value). Use the car title loan calculator to get an instant estimate any time.

Knowing the estimated costs, before applying, helps provide the information needed to make a decision about a title loan. 

HOW TO USE THE CAR TITLE LOAN CALCULATOR

The car title loan calculator is easy and intuitive. There are three steps to get a calculation and payment schedule estimate for a car title loan:

Step 1: Enter the car title loan amount. This is how much you plan on borrowing. 

Step 2: Enter the lien fees associated with the loan (if they are to be added to your loan, this is true for most title loans). The lien fee varies from state to state. The default is set at $20. Some states charge less, some charge more.

Step 3: Select the length of the loan in months. Title loans are anywhere from a month to a couple of years. 

Then just click “Calculate Loan”.

The car title loan calculator provides you with a summary of costs and an estimated payment schedule. The payment schedule breakdown includes the payment date, interest amount, principal amount, and total. 

Feel free to start over as many times as needed and adjust the numbers until you come up with a monthly payment, total amount, and term that fits with what you are looking for. Once you have this, simply apply online.

Calculator Input:

Car Title Loan Amount: $
Lien Fee:
Loan Length in Months:
Calculate Loan:
Start Over

Calculator Results:

Your Monthly Payment:
Monthly Rate:
Your APR:

Ready to Apply for an Online Title Loan?

Complete the instant online title loan application:

About the CAR TITLE LOAN CALCULATOR?

The car title loan calculator is an easy to use program that inputs the title loan amount and length, fees and interest, and then calculates and displays the car title loan cost and cost related information.

The main use for the calculator is to help customers determine the costs of a car title loan before applying for one. Knowing the cost of the loan helps make a decision about whether or not the loan makes sense for a specific situation.

The car title loan calculators has three main inputs:

  1. Loan Amount
  2. Loan Length
  3. Fee Amounts

These three variables are used to generate a monthly payment estimate and amortization schedule for any car title loan. This gives you an idea of how much a specific title loan will actually cost.

Your vehicle’s value is important, but a car title loan calculator is not what you use to find your vehicle value. There are companies like Kelley Blue Book, Edmunds, and NADA that specialize in providing vehicle values. Use one of these services to calculate your car’s value.

WHY DO I NEED A CAR TITLE LOAN CALCULATOR?

One of the biggest deciding factors when getting a car title loan is the cost. Some title loan companies make it difficult to find out both the cost of the loan and the interest rate. This is especially important for title loans online with no phone calls

FTL Title Loans understands the need to have car title loan cost information before making a decision. We developed our car title loan calculator to provide every visitor with the ability to calculate costs for car title loans.

This lets you calculate the interest, fees, and payments for any car title loan amount.

Having his information is critical to being able to decide whether or not a car title loan is both affordable, and makes sense for your situation.

Features and Benefits

Using the car title loan calculator provides several benefits and has several features. The tool helps provide insight into what title loans cost. This is a significant benefit as it allows you to plan ahead. This will help make an informed decision. Some additional features and benefits include:

Online title calculator loan benefit
  1. Ability to compare different loan amounts
  2. Compare different terms and associated monthly payments
  3. Find the ideal loan amount and term
  4. Estimate repayment time periods

Most title lenders quote their interest rates in monthly terms, so the title loan calculator is set up to provide the monthly rate and the APR. It is important to understand the difference between the monthly rate and APR. 

Comparing Different Interest Rates

The car title loan calculator does not yet provide a method for adding another interest rate to compare a different lender. If you want to compare a different interest rate and see what the costs are you can use the car title loan calculator found here.